RV Resort Development & Construction Loans
Capital to build a new RV resort, expand a park or add sites and amenities — up to 100% of construction and CAPEX funded on qualifying projects.
Get a QuoteFinancing a new RV resort or a major expansion
Developing an RV resort — or turning a basic park into one — takes capital for land work, pads, utilities, roads, bathhouses, a clubhouse, cabins and glamping units, long before the resort reaches stabilized revenue. We provide the liquidity and structural expertise needed to fund large-scale acquisitions, portfolio expansions and high-end resort developments across the United States.
Loan programs at a glance
SBA loans
Up to 90% loan-to-value, up to $5M, terms up to 25 years, no balloon payments.
Conventional & bridge
$200k–$10M; bridge terms up to 3 years; interest-only or full term; origination 3–6 points.
Improvements
Up to 100% of construction and CAPEX funded on qualifying projects.
Which loan fits a development
- SBA 504 for owner-operated projects that are mostly fixed assets — acquiring land and buildings, constructing or substantially renovating a campground, long-life equipment. SBA describes the typical structure as about 50% bank first mortgage, up to 40% CDC/SBA financing and at least 10% borrower equity.
- Combined SBA 7(a) and 504 for larger projects: as of July 2026, SBA announced borrowers can combine the two for up to $10 million in SBA-backed financing.
- Bridge loans ($200k–$10M, terms up to 3 years, interest-only available) to build and lease up, then move to long-term debt — read bridge loans for RV park development.
- Improvement financing covering up to 100% of construction and CAPEX on qualifying projects.
What we finance
- Ground-up RV resorts and campgrounds
- Expansion and site addition on land you control
- Infrastructure upgrades: utilities, hookups, roads, Wi-Fi
- Cabins, glamping units and resort amenities — see glamping resort financing
- Value-add repositioning of an existing park
What to prepare
- A business plan or feasibility study for the project — read feasibility studies for SBA loans
- Site plan, budget and construction timeline
- Personal financial statements for each owner
- For an existing park: two to three years of financials or the seller’s records
From application to closing
Frequently Asked Questions
Can I finance the construction of a new RV resort?
Yes — through SBA 504 for owner-operated projects, conventional and bridge loans, and improvement financing covering up to 100% of construction and CAPEX on qualifying projects.
How large can an RV resort development loan be?
Conventional and bridge loans range from $200,000 to $10,000,000; SBA-backed financing reaches up to $10 million when 7(a) and 504 are combined.
Do I need a feasibility study?
A business plan or feasibility study is part of what lenders review for a new or value-add project, especially for SBA financing.
What happens after construction?
A bridge loan can carry the project through construction and lease-up; then the resort can move to long-term SBA or conventional financing.
Do you finance developments outside Florida?
Yes. We fund resort developments and expansions across the United States.
Planning a new RV resort or an expansion? Send us the project.
Get a QuoteRelated loan programs: campground loans · glamping resort financing · RV park acquisition loans · RV park refinance · SBA RV park loans · RV park lenders
RV Park Loans Direct is operated by Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. Rates vary with the loan-to-value ratio and the credit score; all loans are subject to underwriting and approval.