RV Park Lenders: Who Finances RV Parks
A direct lender for RV parks, campgrounds, RV resorts and glamping resorts — plus lending partners for SBA and conventional financing.
Get a QuoteWhy many banks say no to RV parks
Most lenders see inconsistent monthly revenue and walk away. An RV park mixes land value with an operating business, its income moves with the seasons, and transient, seasonal and annual sites behave like different businesses under one roof. A lender that understands all three can finance a park that a traditional bank declines.
What makes RV Park Loans Direct different
One desk for every RV park loan
Specialists
We specialize in financing the outdoor hospitality sector — RV parks, campgrounds and resorts.
Direct lender + partners
We lend our own funds through conventional and bridge loans and work with lending partners for SBA.
Seasonal modeling
We normalize seasonal fluctuations to show lenders the true annual strength of the park.
Nationwide
Parks across the United States — see <a href="/rv-park-loans-nationwide">RV park loans nationwide</a>.
Loan programs at a glance
SBA loans
Up to 90% loan-to-value, up to $5M, terms up to 25 years, no balloon payments.
Conventional & bridge
$200k–$10M; bridge terms up to 3 years; interest-only or full term; origination 3–6 points.
Improvements
Up to 100% of construction and CAPEX funded on qualifying projects.
What RV park lenders look at
- Occupancy and site mix — transient, seasonal and annual sites, and how full they run through the year
- Revenue history, or the seller’s records when the park has no formal books
- The operator’s plan and budget for a value-add project
- The real estate: land, improvements, utilities and room to add sites
- Credit and liquidity of the borrowers
Licensed mortgage brokers bring us RV park deals every week; when we lend our own funds we work under a written agreement.
From application to closing
Frequently Asked Questions
Which lenders finance RV parks?
Specialist lenders that understand seasonal hospitality income. RV Park Loans Direct is a direct lender for RV parks, campgrounds, RV resorts and glamping resorts and also works with lending partners for SBA and conventional financing.
Why do banks decline RV park loans?
Seasonal revenue, the mix of land and business value, and different site types make RV parks harder for a standard commercial underwrite.
Do you work with mortgage brokers?
Yes. Licensed mortgage brokers bring us RV park deals every week.
What loan sizes do you handle?
Conventional and bridge loans from $200,000 to $10,000,000; SBA loans up to $5 million, or up to $10 million when 7(a) and 504 are combined.
Looking for an RV park lender that understands the business? Talk to us.
Get a QuoteRelated loan programs: RV park acquisition loans · campground loans · RV resort development loans · RV park refinance · SBA RV park loans · RV park loans nationwide
RV Park Loans Direct is operated by Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. Rates vary with the loan-to-value ratio and the credit score; all loans are subject to underwriting and approval.