RV Park & Campground Loans Nationwide

Based in Florida, financing RV parks, campgrounds and RV resorts across the United States.

One lender for parks in any state

Our office is in South Pasadena, Florida, and we finance RV parks and campground properties nationwide — acquisitions, refinances, developments, expansions and portfolios. SBA programs are federal, so SBA 7(a) and 504 financing work the same way in every state; our conventional and bridge loans ($200k–$10M) cover parks and resorts wherever the deal makes sense. Florida owners: see RV park financing in Florida.

Loan programs at a glance

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SBA loans

Up to 90% loan-to-value, up to $5M, terms up to 25 years, no balloon payments.

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Conventional & bridge

$200k–$10M; bridge terms up to 3 years; interest-only or full term; origination 3–6 points.

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Improvements

Up to 100% of construction and CAPEX funded on qualifying projects.

States where owners search for RV park and campground financing

California — SBA RV park loans, campground financing and resort projects.
Michigan — seasonal campgrounds and RV parks where summer drives the year.
North Carolina and South Carolina — mountain and coastal campgrounds and RV parks.
Tennessee and Georgia — RV parks and campgrounds near lakes and tourist corridors.
Arizona and Colorado — RV resorts, campgrounds and seasonal parks.
Montana — campgrounds and RV parks.
Florida — our home market, with snowbird-season parks statewide.

How out-of-state financing works

The file is the same in every state: the purchase contract or LOI, two to three years of financials or the seller’s records, the site mix and occupancy by month, the operator’s plan and personal financial statements. Out-of-state buyers and investors who will not operate the park themselves can use our conventional or bridge loans when SBA does not fit.

From application to closing

Apply online

Complete the brief application — the fastest way to a quote (<a href="/">online application on our home page</a>).

Review

We review the park, its occupancy and revenue or seller records, your plan, credit and liquidity.

Terms

You receive the loan type that fits — SBA, conventional or bridge — with the terms for your file.

Closing

We coordinate the lenders, the title company and, when SBA is involved, the SBA, through closing.

Frequently Asked Questions

Do you finance RV parks outside Florida?

Yes. We finance RV parks and campground properties nationwide.

Are SBA RV park loans available in every state?

Yes. SBA 7(a) and 504 are federal programs and work the same way in every state, through approved lenders.

Can I buy an RV park in another state if I will not run it myself?

Yes, through conventional commercial or bridge loans; SBA requires an owner-operator.

What loan sizes are available?

Conventional and bridge loans from $200,000 to $10,000,000; SBA up to $5 million, or $10 million combined 7(a) and 504.

Financing a park in another state? Get a quote.

Get a Quote

RV Park Loans Direct is operated by Commercial Loans Florida, Inc. · 1155 South Pasadena S, Suite H, South Pasadena, FL 33707 · Call (727) 642-1166 · Monday–Friday, 9:00 AM–5:00 PM EST · NMLS 1283562. Rates vary with the loan-to-value ratio and the credit score; all loans are subject to underwriting and approval.